To put it simply, a certified individual is a person who is provided use of another personвЂ™s charge card. an user that is authorized complete use of the accountвЂ™s bank card line, it is perhaps maybe not legitimately in charge of spending the total amount or associated charges of this account. Just the main account owner receives the declaration, no matter who made the fees using the card.
An authorized individual is distinctive from a joint account individual, who’s additionally allowed to make costs regarding the account it is also accountable for any financial obligation linked to the card. It’s quite common for parents and couples to include an user that is authorized their bank card, offering him or her the capability to go shopping without presuming payment obligation.